let me say some bad exp from my side : -

1 - Once they deducted my CC bill amount twice in a month, when I go to take money to Pay my rent my balance below the amount of my rent ..... when I contacted them they asked me to wait for 3 days.

2 - once I asked them to cancel one my credit card and I went there and submitted them same, after 3 months they charge 300QR for the renewal the cancelled credit card, when I recvd the statement I informed them about this, even end of the month they deducted this amount

3 - After signing all the papers to get my car loan they asked me to wait 15 days to get my car

etc..

let me stop

sorry flor I don't have time to spend for HSBC

see this link :-
http://www.qatarliving.com/node/137884