thanks hawk. i have a third party insurance only. Also, i fully understand the roundabout rules as you said but the exit i have to take to come to the roundabout is less than 100 meters and hence the max i can manage is to go to the 2nd lane.

Also, the other person was trying to go straight from the leftmost lane which i guess is also wrong.

unfortunately, both of our front doors are hit (his right side and my driver side).