Life is so different in the wilds of the Scottish borders. To help a friend out my husband went off, toting a battery operated drill over his shoulder, and visited the various 'village' banks with the purpose of unscrewing and replacing the metal plates on ATMs which say what other bank card can be used in them.

He was busy drilling away at one ATM and a queue was forming behind him.

Eventually a little old Scottish lowlander stepped forward, tapped hub on the shoulder and said:

'Have yer nae gotyer card wi' yer son?'

hahahahaha