To my knowledge, if the fault is placed totally on you, then you will not get anything from your insurance company and the cost of repairs must be borne by you since you have a third party cover. The Police Report you will be getting will provide all the details of whose fault it was and will also give the name of the insurance company that has insured the other driver's vehicle if the fault is on the other's side.
To my knowledge, if the fault is placed totally on you, then you will not get anything from your insurance company and the cost of repairs must be borne by you since you have a third party cover. The Police Report you will be getting will provide all the details of whose fault it was and will also give the name of the insurance company that has insured the other driver's vehicle if the fault is on the other's side.