Thanks for your response. No I never do any online transaction over any internet café I only used my personal laptop to open my account online and whenever I do some ATM cash withdrawal I make sure that I keep the transaction receipt. The bank says it was cash withdrawal, meaning someone is carrying a duplicate of my debit card somewhere in Indonesia to make that withdrawal possible. This is really puzzled me a lot and maybe molten metal and maria issa were right!. It happened to me and it could also happen to anyone else.