Most people who have money have made an effort to gain money. Why should they not spend it on comfort? In this world nothing is for free. Sure, the rich can help the poor, but unless the poor make an effort themselves to succeed, the money given to them will bear no fruit. It is all about the mindset...only with the right mindset will one make and keep money.
This is the main reason why there are rich and poor. There are possibilities for all...but most don't know how to use these possibilities.