I would have to disagree that this is manual posting, this is a monthly automatic charge. HSBC would have this set up to automatically deduct from the "appropriate" accounts. (Or at least in my 15 years of international banking they would).

HSBC has a crumby reputation in the GCC - that's why I won't deal with them (or any other bank in the region - my salary is deposited offshore, thank Goodness).

I can name at least 2 dozen expat customers who have "status" accounts with HSBC and have had similar, or worse, problems.

Signature line > "You can't fix stupid"