recently my husband had the same situation. THe other party ( the Paksitani boy ) had not renewed the license, and his insuracne refused to pay. At last my husband went to Police officer , who was very cooperative. He took the other party car number, checked the whole database and found out the ID number,,,using the ID number he took the all memebrs of his family ( six people) who having mobile fone. Police called them and ORDERED to them settle the licence issue before SUNDAY or face consequences. The next day the boy came to our place to give his licence copy renewed

The police staion was not Madina khalifa, but the Airport Road Trafic police at E Ring road...

the issue settled, with the other partys insurance company bearing all expenses. If your car is not brand new, there is no problem. IF it is new and the parts are to be purchased from the original manufcturers, sometime, the insurance may give only a percentage