So, Cynbob, you're going to get some bloke who is on the edge, worrying about his job (or having lost it), the bills, the debts, the mortgage and how the hell he's could hold it all together and you're going to tell him he's got to talk to a therapist about it because, on top of everything else, he's failing psychologically? What good would "therapy" do when you're being thrown on the street with your family and don't have any food?