Thanx Man.. do appreciate of your comments.. totally understand.. I may anticipate of the possibility of the 1st bank may ask me to join them as they need me urgently.. and i think its not fair for them as well since they have proceeded for the issuance of my visa.. and turn up not accepting the offer instead... despite that the second offer seems attractive than the 1st bank.. not really sure that the 1st bank may willing to co-operate.. thanx man.. do appreciate if you have something to share.. happy Ramadhan..