Indeed, you are in trouble. At first, since you do not have enough fund to pay monthly amortization, instead of returning the car to CBQ, you should ask somebody to continue monthly payment and then both of you should visit CBQ and make necessary arrangements that the second party will continue paying monthly amortization. Signed the agreement...That case, you will be clear. Hay naku kabayan....dapat nagtanong tanong ka muna....madami jan like makagets ng car...ginagawa service or carlift while paying monthly amortization....