If you just have third party liability (TPL) insurance, it's usually easier to renew with your existing carrier as the rates for TPL are fixed and and the companies do not make a profit on it. Whilst they MUST issue cover (by law to whomever asks) they may not make it easy for you to do so. TPL covers you only for damage to the other person's car if you are found at fault. By law you MUST have it to register your vehicle. Rates are fixed and have just been raised to QAR 400 for a 4 cylinder car and 600 for a 6 cylider, which may make it easier to find a company). If you want full coverage, you will pay a percentage of the vehicles value (usually around 4%, sometimes higher), if you want to cover passengers in your vehicle, off roading, etc, you pay extra.