vehicle insurance
By pravasi111 •
Which is the best way to renew car insurance- renew the exisitng with the same company or deal with other company
What is third party insurance, full cover insurance and which one is beneficial as a car owner
My present one is with QIC which was under another persons name and is expired, So I have to get new one. Is there any bargaining/competitive prices for policies theses insurance companies provides
I should add that most policies require you to notify the carrier if ownership changes (and there will be a small fee) or the policy could be vioded.
If you just have third party liability (TPL) insurance, it's usually easier to renew with your existing carrier as the rates for TPL are fixed and and the companies do not make a profit on it. Whilst they MUST issue cover (by law to whomever asks) they may not make it easy for you to do so. TPL covers you only for damage to the other person's car if you are found at fault. By law you MUST have it to register your vehicle. Rates are fixed and have just been raised to QAR 400 for a 4 cylinder car and 600 for a 6 cylider, which may make it easier to find a company). If you want full coverage, you will pay a percentage of the vehicles value (usually around 4%, sometimes higher), if you want to cover passengers in your vehicle, off roading, etc, you pay extra.
Hi,You can change your insurance company easily but you will have to pay some extra money to the new company.I have paid QAR 300 to the new insurance company when I changed the previous So change the existing company only if you have some major concerns with it.Enjoy and have a nice day!
hi.I'm working for an insurance agency in qatar that has been operating in qatar since 40 years. we give the best quotation prices.
call us in the below number
MOb: 33621813
There are no restrictions in changing Insurance Companies for your car. If you or a friend of yours know someone working in any of the Insurance Companies you can move to that Company from where you could get the cheapest premium. Full coverage insurance is normally provided/taken comparatively for new cars and others will have a third party coverage. If you have a newer expensive car then it will be better to have the full coverage and if your car is 4-5 years old and not an expenvise one then it will be better to opt the third party isurance.