We never knew about the re-payement scheme, neverthless, I dont think it will be a mounting to task to rent apartments if its reasonable and affordable range.
There is buliding in Najma, for rent, and guess what, they want to rent the whole building to one person, (which most of the time becomes a real estate agent) in turn, the rent it high !!! How can middle or low income people afford as such.

Good news is www.barwahousing.com , we can apply online for housing, but, its kind of lottery,, if we are lucky + meet the criteria,, we might get it ....