when you apply for car insurance, what did you apply? 3rd party insurance or full insurance? you are the only one who can answer your question even without translating the arabic word written in the paper. if you apply for 3rd party insurance, then in case there is accident and it is your fault, insurance company will only pay the repair of the other car but if you apply for a full insurance, insurance company will pay the repair of your car (if its your fault) including to the other car.