Hai, its not the matter of enough, as the salary has crossed 10000 QR. It is the matter that what u want to save per month. Since ur child is not going to school, educational expense is not there. Then if you r lavish, then also u can restrict your monthly expense to 2500 QR or utmost 3000 QR. If apart from Accomodation + Medical + Transport, if u r getting 15000, u can save 12000 QR which lasts to 144000 in INR. (Taking 1 QR as 12 INR, although presently the exchange rate is 15 INR) Then its upto u to decide whether this saving is enough. Bye