the bank will not approve you a car loan based from what you are earning right now (qr 4500).the bank usually ask a 10% downpayment. based from your suv choices, i think the cheapest will worth qr 80,000- qr 90,000. you will have to pay the 10% downpayment and your monthly will be around qr 2000-2500. the best thin you can do is to inquire your bank if they will allow you to have a car loan before you plan on what suv model and brand you want to buy.