I got a text from QNB yesterday announcing its pleasure that it has achieved 54% Qatarization and inviting me (if I am Qatari) to stop by their display for a job.

This makes me a bit nervous, as I bank with QNB. Generally speaking, Qataris are not great with managing money--hence all the complaints about crippling personal debts and heavy reliance on expats to manage government investments, finances of the wealthy, and the financial sectors of large development and investment companies. If they were renown for handling money well, like the Swiss, then expats would not be needed for this segment. It's similar to a fine restaurant advertising that it has hired a slew of Scots to cook for them (nothing against Scots, and I personally like haggis, but Scots cuisine is not celebrate and fine dining around the world).