on dings, small dents and scratches, I don't thing there'd be any licenced cars on the road...

Going to any mall will assure you of at lease 5 dings and scratches from doors being opened onto your car or trolleys being pushed into it...

I have visible dents on my bonnet from some idiot standing on it while it was parked at our apartment building. Also a scratch that I have no idea of the origin of and my car passed its technical no problem.