Hi Alan, you might wanna re look at the difference in intrest rates between a car loan approx 3.4% as compared to approx 9% for a personal loan.

If you check with manager (not sales guy) of GMC they can get the car down from DXB for you.

I hear the drive down is no fun either and not too safe too.

Just curious why would you like to drive a manual car when you can go in for a triptronic instead. With the increase in traffic an auto is de way to go (just my oponion)