totally! but like i said, it works for a number of people. The 'packaging' makes all the difference to them.
My dads been in banking for the past 35 years and he explained how similar both systems are. The funny thing is even a decade ago his bank sent employees for Islamic Banking courses to Ireland!!!!!!
Most banks have non muslim employees specialising in "Islamic Banking!'
Seems like non muslims know a lot more about Islamic Banking than us!!LOL!!