I have sympathy only for the good guys out there.
The rest of those sleezebags who specualte on the backs of others,,,well I can only hope that they will get their dues.
I have been through 2 wipeouts, and survived them both. Its why I have learned that a safe bank account, and always sving enough to get you through a tough spot is the best insurance of all.
However, most people do not have the opportunity to save any money...