I have to agree with goludumdum and baldrick, if you live here and already have a good idea of your budget what exactly is it you are looking for from your post? Only you would know if 27K is enough, if it is as much or more than what the two of you make now it will obviously be enough. If it is less than the two of you make now you should have a good idea of what you can save.

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What difference does it make to the dead whether the mad destruction is wrought under the name of totalitarianism or democracy?
-Gandhi
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