So he has time to devote in scrutinizing my life as an unbeliever, but no time to help you as a believer?

I don't think that God devotes any time to punish or reward us on his own. Only time we can expect intercession in our lives is when we pray for it AND if the prayer is heard.

Rest of the time, it's all US baby :)

We create our own heaven or hell right here on earth.