Poor guy but just why is it that Expats think they are 'safe ' enough to take bank loans in this 'here today and gone tomorrow ' society ! This chap had good reason to borrow but I think its crazy to take a loan for any other reason than that sort! Even a car loan is dangerous! I Suppose ur risk is less if u work for one of the BIG companies here but all over the Gulf there are private date pickers who become 'businessmen 'of the worst type. Ask around your own expat group!! It does happen and it COULD happen to YOU!!! Azi - if u need any help from me I seriously would do so okay. Serious subjects with me never end in Gin and Yippeee or Hic okay!