SOrry to hear about you. I wanted to tell you some thing. If you take a loan from a bank, that loan is already insured. If you remember the time you took loan they would have deducted some money or you would have paid some that is the insurance actually. Even you go back to america and never come back the bank never loses a dime. Infact they recover it by insurance. So be cool and dont think that you are black listed coz of loan.

Secondly the only thing you can do is find some job to get setteled first. And you will find lot of good people in QL to help you get one.

I really felt very sorry to know about your situation.

Good luck finding a good job.

Regards,