i don't do shopping on credit cards coz i don't have one and i don't need one.i buy everything on cash.i don't have a car on installement for which i have to pay monthly..another headache..i love my car which i purchased on cash and trust me its a ferrari for me.i don't pay for the house coz its not my house...its my home sweet home...i always wait for the duty timing to get over so i can go back home and spend my time with Mom & Dad...i love my job because after years of struggle i have found a job that fits according to my qualification.i am thakful to Allah.em happy with my life.i don't make those wishes which comes true only if you have credit cards:P ,,,usually you will find me at chillis,nandos,starbucks,coffee beanery,,pool club,,QBC etc etc...i simply enjoy life without creditcards:)