oh my! from which desert have u been hiding??? havent u heard about the global financial crisis, and the wide spread recession??? and yet ur talkin abt salary raise... Ive got friends who are woking in a bank.. after they terminated a total of abt 300 employees, they were just given 100 qrs increase.... and their appraisals were forced rank to lower levels so that they'd be paid less bonus!!!! increase is good.. but this talk has been goin on every year end... lets all just hope to be kept in our jobs...