Motor Insurance Expired
My car insurance expired on 23 Jun 2016. And on 29 Jun i my car met with an accident in which front 2 airbags were deployed. And major damage took place. The second car that was hit is also badly damaged. Mistake is mine.
What is the process now. How to get out of this. Will I have to pay repairs for both the cars. And if my car is totalled, what about my installments in the bank.
Is there any ways out. My car is 1 yr old PATROL. Full insurance expired on 23 Jun. Al Khaleej Insurance.
Yes there is Grace Period and the other damaged car is getting the repair from my expired insurance.
Now left is my Car.......
This is why we love Qatar .. Where else in the world would insurance companies give you a month's grace period ...
To my knowledge, there is no grace period. A similar thing took place with my friend sometime back when his insurance had expired a day earlier and then he met an accident. His insurance company refused to bear the cost of repairs.
I heard that even after your insurance expires, there is one month grace period in which the insurance covers for third party damages.
Dear Sir,
Please check with your insurance whether they have one month grace period option if not you have to repair both the cars with your money.
If your car is not road worthy then also you have to clear your bank loan.
Regards,
Sheen Services WLL
www.SheenServices.com
"How to get out of this" ??
The issue is that you were driving without insurance. Since the fault is deemed to be yours, then the other person's insurance company will not pay.
Therefore, it is more than likely that you will have to bear the repair costs of both vehicles.