The only option you have now is to continue with your current employer. By taking a loan for whatever reasons there may be, you have put yourself into shackles. Banks need to protect their business and they will take any legal step to recover their loan from you. If you suffer due to their rules and regulations, they don't care. There is no such thing as "intention to pay" or a "desire to pay" or a "willingness to pay" in the business world.
You just cannot expect to eat "Halawa" from all the places at the same time.