Thank so much accha, molten and angelo.

I actually have email communication with the bank before but it’s seem they cannot give me options to reschedule or restructure of my loan that’s why stopped e-mailed them and I do not have work yet.

I’m really willing to pay in an installment again if they will give a good options. I’m just worried because I’m new to my work and I actually enjoying it. I’m scared maybe they will call my employer or tell that this person has loan and the bank filed a case blah blah blah. I have may bother in the UAE currently working their but again I’m afraid maybe the will harasst him. Because I him to ask the bank regarding my case and to know what is the best thing to do instead of dealing with debt collection company. Honestly, I suffered a lot and whatever other people says to me about what I did, it’s not my intention not to pay them, just so happen that I don’t have work
And money to continue it. I did not spent this money for my own interest and needs. My family and I need it. I’m sorry if I’m a defaulter now, whether they believe or not I’m still positive that this problem will end soon. Thanks again and have a nice day.