My suggestion is that you buy one rather than take one on rent. There are several reasons to this. First, you may not be able to get a 4 x 4 within QR 2100 per month from any of the rent-a-car companies here. A sedan usually costs around QR 1800 per month on rent. If you choose to buy a new car, you save much on maintenance for the first couple of years. Then whenever you are leaving Qatar, you can sell the vehicle. Some brands such as Toyota and Nissan have good resale value and also find buyers quickly. As for the insurance part, there are two types of car insurance here. One is the third party and the other is the comprehensive. For third party insurance the rates have been fixed by the government and all insurance companies will charge you the same price irrespective which one you choose. However, the charges vary and they are based on the engine capacity of vehicles. The charges for comprehensive insurance varies from company to company and you need to decide through which company you would like to get your vehicle insured. All vehicles here must carry insurance, It is mandatory. Yes, you are right in that if you take a car on rent, you will not need to pay for insurance or maintenance costs. Cars from rent-a-car companies usually carry third party insurance cover and not a comprehensive cover.