credit report is your credit hystory.. basically how well you have been paying your debts... when you borrow money from any bank.. even if it is just a credit card... it gets recorded in central repository (credit bureau)... i dont believe such repository exist in Qatar.. if I am correct then you tell India that there is no credit report in Qatar... but may be there is one in India.. so then you can get it from an Indian credit bureau.. most developed countries such as Canada, UK, US, France, etc etc have credit bureaus who are able to produce credit reports.