You need to go through a local lawyer. He can check for you with your bank to settle your unpaid credit card, to request thrm to close thr case and write to the public prosecutor office so maybe you are not arrested as soon as you present your passport at immigration point.
I doubt very much you will not get arrested...cos even if you settle your outstanding balance and the bank forgives you, the public prosecutor will not... It s his role to send you to court to protect society.
If i were you, i will forget abt ever coming back.