brit: The listed recruitment company can create reserves from their revenues in order to address non payments, and then get reimbursement from the employers with the delay charge. The listed company can have access to huge public funds and could also borrow from the banks. Imagine, when they lease out 500,000 workers against a fee of 100 per worker per month (fee can be adjusted according to salary slabs), the revenues would amount to 600 million per year. Inter-transfer of sponsorship would be eliminated altogether. Side by side, there is a need of another company who could regulate the contract payments (or credit) that would ensure enough liquidity in the local market which could also generate more business on cash basis.