their credit sales (secretly) that they allow to their neighboring residents. For example, credit sales Qar. 1500 + 200 addition, x 20 customers = 4000. Most of these sales are in small and countless amounts and none is able to do the math or its accounting. Payment is generally made on monthly basis.

If Chamber of Commerce can record the business failures along-with their root causes and submit recommendations to the govt. on quarterly basis then the govt. would definitely take business facilitating decisions.