If you decide to take a loan, again 20% deposit and away you go. It is about 3% intrest only so worth investigating. Obviosly there is no final payment so on a 2 year plan you can probably spend around 120k for a car. This would ba in a smaller SUV range (for conditions here - Toyota Prado 2.7 would be around 130k basic option).

Is one car enough? Do you get company car?