Most families tend to go for compound accomodations rather than appartments. You should get a good compound for 15-16k but this might be unfurnished.

Car wise: There is few companies that offer leasing here, Honda, Volvo and latetly VW/Audi. (from my experience). They require a deposit of 10-20% and then you pay monthly x amount and you have balance payment on the end. If you went this route 4k will get you quite far, big SUV should be no problem.