I know a lot of you are saying to-mah-to to-meh-to, but here is real the problem that Islamic banks are doing, they are using words, and always do whatever is in the limits. But they aren't suppose to do that. Like if someone comes and asks for loan from them, they should give it to them with out any interest, by acting like sellers banks get away with ripping people off, so yes to a lot of people basically were using Islamic banks just so our conscious doesn't feel bad.