Is every expat eligible to open a bank account or does every expat has a bank account and that includes right from the tea boy, labor, driver, exceutive, GM, CEO etc etc. Not sure how it works in here, just asking.

Also can the same yardstick be applied to everyone say for example holding a particular amount of money to be released after a predefined period. How about certain personal transactions handled by individuals outside those through banks say for example personal loan in friendship (I think smoke mentioned the same too, I may be wrong in understanding though). More importantly since this is not the first time that these photos have been posted, who are these people, I mean is there a particular category of people who get advertised like this or is everyone in that company goes through this process at the time of leaving.