I understand from your other post (QNB) that u are here for less than a year or so. Cannot understand why are u so worried about this online transfer and which bank etc etc stuff. Open account with any bank and when u need to transfer money draw the amount (u can use a withdrawl slip in case u do not get the cheque book) , go to any exchange house (Al Fardan- QR10, Al Mana-QR15 etc) and transfer the money. It may not reach India in seconds but surely the next day or the next to next day. However, get that option of Online transfer with whichever bank u are with activated, just for those times when QR5 (the difference in transaction fee) would not make much difference in your life.
I understand from your other post (QNB) that u are here for less than a year or so. Cannot understand why are u so worried about this online transfer and which bank etc etc stuff. Open account with any bank and when u need to transfer money draw the amount (u can use a withdrawl slip in case u do not get the cheque book) , go to any exchange house (Al Fardan- QR10, Al Mana-QR15 etc) and transfer the money. It may not reach India in seconds but surely the next day or the next to next day. However, get that option of Online transfer with whichever bank u are with activated, just for those times when QR5 (the difference in transaction fee) would not make much difference in your life.