I think you misunderstood me. Not intended to be racist here. Just saying that there are filipinos earning as low as 2-3k and they can survive happily. That's all. If a person earning 3k can survive alone, don't see why 36k can't . If I have offended you as a filipino, then I am sorry. This is not a forum to say who is greater.. MY vs filipinos as I believe everyone has their own strength & weeknesses.& everyone is the same in the eyes of God.