well, again, sorry if the question was "STUPID" although I feel it was legitimate, if you read the responses they are varied, so to me it seems like the word "Villa" is not so cut and dry, and no, we do not have such "Villas" in the US... there are homes, duplexes, townhomes, and flats or apartments, this is all that I have knowledge of.  But anyway, I appreciate the responses, very helpful.