extreme123....I want to make you clear that I am not a IBQ employee....Since everyone misunderstood me, please can you advise me how to remove/delete this forum which I have created?

To QatarKiwi,
Thanks for the comment. I am fully aware of the rules of loan, credit cards...So, I dont have any worry about the things that you have highlighted to me....I never run away from my obligations.

Thanks gents for the comments