so we agree that all have their own flaws and inperfection. But still, how sure are you that HSBC is the worst, do you have any data or as just posted by unsatisfied individual?

And how many individual are we talking about?

I have NOT seen you post in the Mashreqbank thread and tell the OP, "you're wrong, Mashreq is not the worst, it's HSBC, as Qlers says in unison". Lol!