I never said HSBC or any bank here that are perfect. I said it clearly that all have it's flaws. Now if you still insist your negative attitudes, go on and live a negative life!

Those who complains a lot live a miserable life, for sure! Do you have any positive views in your life?

So you think also that FS and others who don't complain "so much" lives a miserable life? Think again!

I did not say HSBC is good, but definitely, it's not the worst! Unless you can produce a comparative data of all the banks (at least three to qualify for the worst, because ifyou give me two, it will only be worse). I hope you comprehend that!