One shall define his/her requirements and be content....
I know its sound pessimist......
BUT there is something called LIFE.
(Believe me, I am NOT richman!)

Offcourse, Money is required however, shall not be the FIRST priority!

IMO....one needs to curtail and check his needs, comfort and luxury.....work enough for survival and living.

Colt: Sometimes, fight for survival makes us to work worst than a dog/donkey ;)

Peace