suzan, thank Allah I'm not a coffee person at all. I enjoy my Rainbow and Lipton when I'm in the mood. As for SAVING, since that is your question. I think it is pretty simple. Start from the first day. When you get your salary, ex. Qr10,000, set aside Qr2,000 in a saving account that you would open. Make sure you make it a standing monthly order, so your brain will function to accept that your salary is only Qr8,000 and you would have to manage with that. Maybe you would want to start small, but 20% of your monthly pay is a great start. Then you can increase it when you manage to settle into the saving/budgeting lifestyle.
suzan, thank Allah I'm not a coffee person at all. I enjoy my Rainbow and Lipton when I'm in the mood. As for SAVING, since that is your question. I think it is pretty simple. Start from the first day. When you get your salary, ex. Qr10,000, set aside Qr2,000 in a saving account that you would open. Make sure you make it a standing monthly order, so your brain will function to accept that your salary is only Qr8,000 and you would have to manage with that. Maybe you would want to start small, but 20% of your monthly pay is a great start. Then you can increase it when you manage to settle into the saving/budgeting lifestyle.
Good luck!