Some people, me included, would prefer to spend money they actually have(hence a debit card) rather than money they don't have and have to borrow(a credit card)

I only use my credit card in extreme emergencies or when there is no alternative.

If you live by the credit card, you die by the credit card.

"Deaths in the Bible. God - 2,270,365
not including the victims of Noah's flood, Sodom and Gomorrah, or the
many plagues, famines, fiery serpents, etc because no specific numbers
were given. Satan - 10."