Dear Big Brian, if I was a Vodafone employee I wouldn't have a problem saying so... the effective rate I mentioned is something that was explained to me when I chose to buy a Vodafone SIM card... care to know my home address and my RP number to confirm??? Needless to say this is just rethorical as I wouldn't give you either you just have to take my word just as I must take yours and that you don't work for "The Empire" ;)